Bolin’s insurance covered infertility treatments (only a quarter of large-employer-sponsored plans cover in vivo fertilization, according to a survey by the consulting firm Mercer). Let that sink in: It forces all other eager parents-to-be, including single women, married lesbians, even some married straight couples with male-factor infertility, to find a way to afford the procedures or give up on their dreams of creating a family this way.“It felt like my insurance company was deeming me unworthy, simply because of who I fell in love with,” Bolin says.Welcome to exchangeratewidget.com, you can add free Currency widgets to your own website or blog.
While 15 states have passed mandates compelling insurance companies to at least offer plans that cover infertility services, four of them—Texas, Arkansas, Hawaii and Maryland—include a husband clause, meaning you can get the benefits only if you’re legally married to a man.
(Coverage is optional everywhere else.)“Even if a lesbian or single woman in these states needed in vitro fertilization because of medical infertility, like a blocked fallopian tube, she still wouldn’t be able to access care, because she’s using donor sperm,” says Barbara Collura, president of Resolve, an infertility advocacy group.
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“It’s discrimination, and it should be challenged in court,” adds Cathy Sakimura, family law director at the National Center for Lesbian Rights.
The husband clause isn’t the only barrier blocking large groups of women from receiving care.
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